Information Sheet No. 1
How owners get cash.
Nine ways to get cash into your business, what each one costs, and who it fits.
For owners weighing a loan, an investor, a sale, or their own savings.
Information sheet · 10 pages · PDF
Get the sheet
What’s inside
- At a glance: nine paths, sorted from least to most ownership given up
- Self-funded path: using your own retirement savings (ROBS)
- Debt paths: bank loans and lines of credit, SBA-backed loans, bridge loans
- Equity paths: existing investors, angels, venture capital, growth and private equity
- Family offices and strategic investors
- Before you pick a path: the questions to answer first
Compare every option on the same four questions
- What does it cost us: interest or ownership?
- What strings come with the money?
- How long is their time horizon?
- Do we like the people around the table?
Don’t get stuck on the label. Compare the deal, not the name.
A discussion aid, not legal, tax, valuation, or securities advice.